Scheduled for Thursday, 20 November 2025, this monthly tax-free payment helps eligible parents manage the essential costs of raising children under the age of 18. The Canada Child Benefit has become one of the federal government’s most impactful programs, especially as Canadian families continue to face inflation and high living expenses
What Is the Canada Child Benefit (CCB)?
The Canada Child Benefit is a monthly, non-taxable payment delivered by the CRA to help parents and guardians with the cost of raising children. Introduced in 2016, the program replaces earlier child benefits with a more income-sensitive and targeted support system.
It is adjusted annually based on income and indexed to inflation, ensuring that support reflects current household needs. The CCB is also integrated with many provincial and territorial benefit programs, offering a comprehensive layer of support for low- and middle-income households across Canada
How Much Are Families Receiving in November 2025?
The CRA has confirmed the maximum benefit amounts for the November 2025 CCB payment:
| Child Age | Maximum Monthly Payment (per child) |
|---|---|
| Under 6 years old | Up to $666 |
| 6 to 17 years old | Up to $592 |
These amounts depend on a family’s adjusted family net income (AFNI) as reported in the most recent tax return. The benefit gradually decreases as income rises, making the CCB most valuable for lower-income and middle-income families.
Families with young children under 6 are eligible for the higher monthly rate, reflecting the increased costs of early childhood needs, such as nutrition, clothing, daycare, and healthcare
When Will the November CCB Payment Be Deposited?
For November 2025, the CRA will deposit CCB payments on Thursday, 20 November. If the scheduled date falls on a weekend or public holiday, CRA ensures early payment on the previous business day.
The CRA recommends that all eligible families:
- Update direct deposit details through the CRA’s My Account portal
- Check their payment notice online for verification and confirmation
- Ensure their 2024 tax return has been filed to avoid interruptions in benefit delivery
Timely updates to banking or contact information can prevent payment delays or misdirected deposits.
Who Qualifies for the Canada Child Benefit?
To qualify for the CCB, individuals must meet a clear set of requirements that confirm eligibility and legal responsibility:
CCB Eligibility Requirements:
- You live with a child under the age of 18
- You are primarily responsible for the child’s care and upbringing
- You are a Canadian resident for tax purposes
- You (and your spouse or common-law partner, if applicable) must file annual tax returns
- Your adjusted family net income is within the CRA’s eligibility thresholds
Even newcomers to Canada may qualify for the CCB if they meet residency requirements and submit the necessary documentation.
The benefit is designed to gradually phase out at higher income levels, ensuring those with greater need receive more support.
How Payments Are Delivered: Methods and Verification
CRA payments are typically sent via direct deposit, which is the fastest and most secure method. In some cases, cheques may still be issued, though this is less common.
Recipients are encouraged to:
- Log into CRA My Account to confirm banking details and track payments
- Use CRA’s CCB Calculator to estimate monthly benefits
- Contact the CRA’s CCB helpline if payments are missed or lower than expected
CRA also provides support for those experiencing difficulties navigating the benefit system or needing help with reapplying or verifying their status.
Why the Canada Child Benefit Is Crucial in 2025
As inflation and household costs continue to strain Canadian families, the Canada Child Benefit remains a lifeline for millions. It helps cover:
- Food and groceries
- School supplies and clothing
- Childcare or after-school activities
- Medical needs and transportation
This benefit also plays a role in reducing child poverty, supporting single-parent households, and enabling economic participation by easing financial pressure.
In combination with provincial programs, the CCB ensures that families across the country have access to sustainable monthly support that reflects their financial situation.
Short Table: Canada Child Benefit Payment Details (November 2025)
| Aspect | Details |
|---|---|
| Payment Date | 20 November 2025 |
| Maximum (Children Under 6) | Up to $666 per child |
| Maximum (Children Aged 6–17) | Up to $592 per child |
| Payment Method | Tax-free monthly direct deposit |
| Eligibility | Parents/guardians with children under 18 |
FAQs: November 2025 Canada Child Benefit (CCB)
1. When will the CRA issue the November 2025 CCB payment?
The Canada Child Benefit will be deposited on Thursday, 20 November 2025. Early payment occurs only if that date falls on a weekend or holiday.
2. How much can I receive for each child?
Families can receive up to $666 per month for children under 6, and up to $592 for children aged 6 to 17, depending on their household income.
3. Do I need to reapply for the CCB each year?
No. As long as you file your annual income tax return and still meet the eligibility criteria, the CRA automatically recalculates and issues your payments.
4. What if I didn’t receive my CCB payment on time?
Check your CRA My Account to confirm payment details, update banking info, and ensure your 2024 tax return was filed. Contact CRA directly if issues persist.
5. Does receiving the CCB affect my taxes or other benefits?
No, the CCB is completely tax-free and does not count as income when calculating other federal or provincial benefits.





