Canada Child Benefit payments for November 2025 – Are You Getting the Full Amount?

Families across Canada are set to receive another Canada Child Benefit (CCB) payment next week — a lifeline for millions navigating the growing costs of raising children. Depending on your income, your child’s age, and where you live, the November 2025 CCB payment could bring in hundreds of dollars per child, with additional top-ups for eligible families.

The Canada Revenue Agency (CRA) has confirmed that the next round of CCB deposits will land on Thursday, November 20, offering a financial boost ahead of the holiday season.

What Is the Canada Child Benefit?

The Canada Child Benefit (CCB) is a monthly, tax-free payment designed to help families manage the expenses of raising children under 18. Introduced in 2016, the CCB replaced several older programs to simplify and expand federal child support.

Managed by the CRA, the CCB considers your household income, the number and age of children, and whether any child has a disability. Many provinces and territories also offer additional benefits, which are bundled with the federal payment.

Who Is Eligible for the CCB?

To qualify for CCB payments, you must:

• Live with at least one child under 18
• Be primarily responsible for the child’s care and upbringing
• Be a Canadian resident for tax purposes
• Be a citizen, permanent resident, protected person, registered under the Indian Act, or a temporary resident living in Canada for at least 18 consecutive months

In shared custody cases, each parent may receive half the benefit.
There’s no universal income cut-off, but payments decrease as household income increases.

Even families with higher incomes may still receive partial CCB payments.

How Much Will You Get in November 2025?

The 2025–2026 benefit year allows the following maximum payments:

Child’s Age	Maximum Monthly Payment
Under 6 years old	$666.41 per month
6 to 17 years old	$562.33 per month

If your net family income is below $37,487, you’ll likely receive the full amount.
As income increases, the CRA gradually reduces the monthly payment using a tiered formula.

Extra Support for Children With Disabilities

Families raising a child who qualifies for the Disability Tax Credit can receive an additional monthly top-up through the Child Disability Benefit.

For 2025–26, this can add up to $284.25 per month per eligible child.

This amount starts reducing when household income exceeds $81,222.

Provincial and Territorial Top-Ups Add Even More

Many provinces offer their own child benefit programs, which are paid out together with the federal CCB:

• British Columbia: B.C. Family Bonus
• Ontario: Ontario Child Benefit
• Nova Scotia: Nova Scotia Child Benefit
• Alberta: Alberta Child and Family Benefit

These top-ups can add up to $300 per child monthly, depending on the region.

The CRA automatically includes these amounts — you do not need to apply separately.

When Will the November 2025 CCB Payment Arrive?

The next CCB deposit is scheduled for:

• Thursday, November 20, 2025

Here are the remaining CCB payment dates for the 2025–2026 benefit year:

• December 12, 2025
• January 20, 2026
• February 20, 2026
• March 20, 2026
• April 20, 2026
• May 20, 2026
• June 19, 2026

If the 20th falls on a weekend or holiday, payments may arrive earlier.

How to Apply for the Canada Child Benefit

If you’re a new parent or recently started caring for a child, apply immediately to avoid delays.

You can apply through one of these methods:

1. Birth Registration

Most provinces allow automatic CCB enrolment when registering your child’s birth. You simply give consent during registration and no further application is needed.

2. CRA My Account

Log in to your CRA My Account, choose “Apply for Child Benefits”, and follow the steps.

3. Form RC66

Download and complete Form RC66, then mail it to the nearest CRA tax centre.
Due to postal delays, online application is recommended for faster processing.

Keep Filing Your Taxes – Even With No Income

To continue receiving the CCB, both parents (or the single caregiver) must file their income tax returns every year — even if no income was earned.

Failure to file can result in payments being paused or stopped.

If your 2024 return is still pending, it’s best to file as soon as possible to avoid disruptions in payments.

Is the CCB Taxable?

No — Canada Child Benefit payments are 100% tax-free.

You will not:

• Pay tax on the CCB amount
• Report it as income on your tax return
• Lose your tax refund due to CCB deposits

The payment is designed to support your family, with no tax consequences

Canada Child Benefit Calculator

To estimate your monthly benefit, use the CRA’s free CCB calculator online.

You’ll be asked to enter:

• Number of children
• Their ages
• Household income
• Disability Tax Credit status

The calculator will provide a personalized estimate, including any provincial top-ups.

What Can the CCB Be Used For?

The CRA does not track or control how CCB money is spent. The payment is meant to help with day-to-day child-rearing expenses, such as:

• Diapers and baby items
• Groceries and nutrition
• School supplies
• Childcare and afterschool programs
• Clothing, shoes, and seasonal needs
• Sports, arts, and other activities

It’s a flexible benefit, trusted to be used at the parent’s discretion.

Why You May See Changes in Your CCB Amount

Payment amounts may increase or decrease due to:

• Changes in household income
• A child turning 6 or 18
• Filing your taxes late
• Moving to a different province
• Updating marital status

Any of these can affect eligibility and benefit levels.

Common CCB Application Mistakes to Avoid

• Forgetting to file taxes
• Not updating marital status
• Missing birth registration
• Failing to report shared custody
• Entering wrong banking info

Check your CRA My Account for updates or corrections.

(3) Five Helpful FAQ Questions and Answers

1. When is the next Canada Child Benefit payment date?

The November 2025 CCB payment will be issued on Thursday, November 20, 2025.

2. How much can I get per child in November 2025?

Up to $666.41 per child under 6 and $562.33 per child aged 6–17, plus additional provincial supplements and disability top-ups if eligible.

3. Do I need to apply again every year for the CCB?

No. But you must file your income tax return each year to keep receiving payments.

4. Will I be taxed on the CCB money I receive?

No. The CCB is completely tax-free and does not count as taxable income.

5. How do I estimate my monthly CCB amount?

Use the CRA’s online CCB calculator — it’s free and includes estimates for both federal and provincial payments.